34737 ZIP Code — Howey In The Hills, FL

Lake County, Florida

ZIP code 34737 is located in Howey In The Hills, Florida, within Lake County. It covers approximately 23.06 square miles and serves a population of 3,862 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34737

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $322,600. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($68,348) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 34737 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,862

population

23.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34737 ZIP code map

Cities in ZIP code 34737

Below are the cities the US Postal Service accepts for ZIP code 34737. Using any city not on this list may result in mail delivery delays.

City	Status
Howey In The Hills	Acceptable
Howey In The Hills	Preferred

Nearby ZIP codes

34797 Yalaha (4 mi) 34797 Yalaha (4 mi) 34797 Yalaha (4 mi) 34797 Yalaha (4 mi) 34705 Astatula (5.3 mi) 34705 Astatula (5.3 mi) 34748 Leesburg (5.4 mi) 34748 Leesburg (5.4 mi) 34715 Clermont (6.4 mi) 34715 Clermont (6.4 mi) 34715 Clermont (6.4 mi) 34715 Clermont (6.4 mi)

Demographics updated 05/2026

Population
Total population	3,862
Population density	167 / sq mi
State FIPS	12
County FIPS	069

Geography
Land area	23.06 sq mi
Water area	6.39 sq mi
Latitude	28.6937
Longitude	-81.8060
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.8%	44.7%	43.4%
$50k – $100k	36.8%	32.7%	30.8%
$100k – $200k	24.2%	18.8%	19.3%
Over $200k	8.2%	3.9%	6.4%

Demographics & statistics

3,862

Population

167

People per sq mi

54.3

Median age

$68,348

Median household income

$41,757

Per capita income

$322,600

Median home value

$1,715

Median monthly rent

89.6%

Home ownership

3.8%

Poverty rate

1.3%

Unemployment

1,708

Housing units

28.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

118

15–19

20–24

164

25–34

128

242

35–44

188

281

45–54

218

350

55–59

272

220

60–64

172

201

65–74

157

237

75–84

185

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	565	14.6%
18 and over	3,297	85.4%
65 and over	899	23.3%
Median age	54.3 years

Race & ethnicity

White 81.8%

Two or more races 8.5%

Hispanic or Latino 5%

Black or African American 3%

Other race 1.4%

American Indian / Alaska Native 0.3%

Group	Count	%
White	3,328	81.8%
Two or more races	344	8.5%
Hispanic or Latino	205	5%
Black or African American	121	3%
Other race	56	1.4%
American Indian / Alaska Native	13	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.8%	44.7%	43.4%
$50k – $100k	36.8%	32.7%	30.8%
$100k – $200k	24.2%	18.8%	19.3%
Over $200k	8.2%	3.9%	6.4%

Under $10k 1.8%

$10k–$15k 1.7%

$15k–$25k 4.8%

$25k–$35k 6.0%

$35k–$50k 9.8%

$50k–$75k 28.0%

$75k–$100k 13.7%

$100k–$150k 14.3%

$150k–$200k 12.9%

$200k+ 7.1%

Range	% of households
Under $10k	1.8%
$10k–$15k	1.7%
$15k–$25k	4.8%
$25k–$35k	6.0%
$35k–$50k	9.8%
$50k–$75k	28.0%
$75k–$100k	13.7%
$100k–$150k	14.3%
$150k–$200k	12.9%
$200k+	7.1%
Median income	$68,348

Housing

Home values

Under $50k 1.1%

$50k–$100k 1.7%

$100k–$150k 4.8%

$150k–$200k 1.6%

$200k–$300k 37.0%

$300k–$500k 28.9%

$500k–$1M 20.9%

$1M+ 4.1%

Housing overview

Metric	Value
Median home value	$322,600
Median rent / month	$1,715
Owner occupied	89.6%
Renter occupied	10.4%
Vacant	8.3%
Single-family detached	87.7%
Large apartment buildings	0.0%
Mobile homes	5.0%
Median rooms	5.8
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	3.0%
2010–2019	11.4%
2000–2009	41.5%
1990–1999	11.5%
1980–1989	9.6%
1970–1979	8.2%
1960–1969	3.6%
1950–1959	7.8%
1940–1949	0.6%
1939 or earlier	2.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	2.8%
2 bedrooms	13.5%
3 bedrooms	62.6%
4 bedrooms	15.5%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	17.9%
2 vehicles	38.6%
3 or more	39.7%

Heating fuel

Fuel type	%
Utility gas	6.2%
Electricity	92.3%
Propane / LP gas	0.1%
Solar	0.2%

Households & families

Household type	Count	%
Married-couple family	1,254	72.4%
Cohabiting couple	34	2.0%
Male householder, no spouse	179	10.3%
Female householder, no spouse	266	15.3%
Households with children under 18	266	15.3%
Households with seniors (65+)	621	35.8%
Average household size	2.23

Marital status

Status	Male	Female
Never married	22.3%	11.2%
Married	67.6%	71.5%
Separated	1.4%	0.7%
Widowed	2.6%	9.9%
Divorced	6.0%	6.9%

Education

Less than 9th grade 4.3%

Some HS, no diploma 14.4%

HS graduate 20.5%

Some college, no degree 23.4%

Associate's degree 9.5%

Bachelor's degree 19.3%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	81.4%
Bachelor's or higher	28.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	3.8%
Kindergarten	8	1.4%
Elementary school	202	34.9%
High school	226	39.1%
College / grad school	120	20.8%

Employment

Industry of employment

Education & healthcare 24.4%

Wholesale trade 18.2%

Professional & management 8.7%

Retail trade 8.3%

Construction 8.0%

Public administration 8.0%

Finance & real estate 7.3%

Arts, food & hospitality 5.3%

Manufacturing 4.6%

Other services 3.0%

Agriculture & mining 1.5%

Information 1.4%

Transportation & utilities 1.1%

Occupation

Category	%
Management, business & arts	46.9%
Service	20.7%
Sales & office	17.7%
Natural resources & construction	9.9%
Production & transportation	4.9%

Employment type

Type	%
Private sector	81.0%
Government	15.0%
Self-employed	4.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.3%
Carpool	6.4%
Public transit	0.0%
Walk	0.0%
Work from home	11.7%
Other means	2.5%
Avg commute (minutes)	27.2

Poverty

All people 3.8%

Under 18 years 6.5%

18 and over 3.3%

Married-couple families 1.8%

Female-led households 4.0%

Income support

Source	% of households
Social Security	39.8%
Retirement income	20.0%
Supplemental Security	2.5%
Cash public assistance	0.9%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	35.8%
High cholesterol	35.4%
Diabetes	11.6%
Heart disease	7.7%
Stroke	3.4%
Asthma	8.1%
Arthritis	28.6%
Kidney disease	3.1%
Pulmonary disease	8.9%
Cancer	8.1%

Behavior / access	%
Smoking	17.8%
Binge drinking	14.6%
No physical activity	24.1%
Less than 7 hrs sleep	32.8%
Depression	19.6%
Fair or poor health	15.0%
Poor mental health	14.3%
Poor physical health	11.4%
No health insurance	17.0%
Visited doctor (checkup)	75.8%
Visited dentist	62.2%
Cholesterol screening	92.8%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	315	9.6%

Disability	%
Any disability	14.7%
Under 18	3.0%
18–64 years	11.0%
65 and over	31.8%

Health insurance coverage

Type	%
Private insurance	73.4%
Public insurance	32.3%
No insurance	8.2%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,742	96.9%
Spanish	54	1.4%
Other Indo-European	54	1.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,438	89.0%
Born in same state	3,388	87.7%
Born in different state	1,324	34.3%
Foreign born	50	1.3%
Naturalized citizen	424	11.0%
Not a US citizen	179	42.2%

Ancestry

Ancestry	Count	%
Arab	804	20.8%
French	543	14.1%
Italian	339	8.8%
English	74	1.9%

Ancestry	Count	%
Polish	18	0.5%
German	14	0.4%
Dutch	10	0.3%
Irish	4	0.1%

Technology access

Metric	% of households
Computer access	44.9%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34737

What city is ZIP code 34737 in?

ZIP code 34737 is primarily assigned to Howey In The Hills, Florida.

What county is ZIP code 34737 in?

ZIP code 34737 falls within Lake County, Florida.

Is ZIP code 34737 mostly owner-occupied?

90% of occupied units in ZIP code 34737 are owner-occupied, well above the national average.

Does ZIP code 34737 have a large retiree population?

40% of households in ZIP code 34737 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 34737 have a large veteran population?

10% of civilians in ZIP code 34737 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 34737?

The median home value in ZIP code 34737 is $322,600.

What timezone is ZIP code 34737 in?

ZIP code 34737 observes the EST timezone.